Let’s Talk Credit!

*This post is sponsored by CreditRepair.Com but the content and opinions expressed here are my own.*

Okay, today we’re going to talk about credit! This may be a hard or stressful topic for some and an exciting and informative one for others! But whatever feelings you have going into this, hopefully I can give you some insight and provide you with a really useful tool to not only help you repair your credit, but one that is also going to help you stay on top of it too!

And I want to start by briefly explaining my history with credit and the things I’ve learned along the way, in case you’ve experienced some of the same things.

I didn’t learn about credit growing up in school, (as I’m sure many didn’t) but I was very fortunate to have a mother that was always reminding me how important it was to keep up with my credit! I know not everyone was and is as fortunate though, so that’s why I’m sharing this resource with you today!!

Because let’s be real here, while I did relatively well with my credit cards when I first started my credit journey and still try to always keep my credit cards under 30% utilization, I did have to take out student loans for college. So I was already stacking up my debt! Then add a car payment as time went on and a few “rainy day” purchases etc. that could have created the perfect disaster that many people are currently in, if they aren’t checking on their credit.

Fortunately with tools such as Creditrepair.com, you’re able to be in control of your credit again and put yourself in the best position possible for that next big purchase! I actually just bought a new car a few months ago (my dream car!) and was so thankful for learning about staying on top of my credit at such a young age, because I did finance it and with everything going on in the world right now + me being self employed, it was very important to have a good credit score to get approved for the loan! And the next step? Buying a home!.. Which again, will need a great credit score! But enough about me! Let’s get to this best kept secret – Creditrepair.com!

With Creditrepair.com, you will start with a free online credit evaluation, which will let you know your credit score, negative item summary and the best recommended credit solution! 

And there are three services to choose from – a basic one (recommended for those who have a handful of negative items – $), a moderate one (recommended for those who have a moderate amount of negative items – $$) and an aggressive one (recommended for those who have a lot of negative items on their credit report – $$$). 

Obviously while all three of the packages include some of the same services, the higher tier packages do of course include a few extras. But here’s a list of all of the services Creditrepair.com offers:

Negative items challenged per month 

Creditor disputes per month 

Credit report change alerts

Anytime access to Customer support

No long-term commitment – Cancel any time

FICO® credit score

Credit Score analysis

24/7 credit monitoring and alerts

Ability to challenge Hard inquiries

Identity theft Protection

$1 million in Identity Theft Insurance

Personal Finance Tools

Once you choose the plan that is best for you, then you’re ready to start fixing your credit!!

So if you’re looking to take that next step with the start of a new year, make sure to sign up to stay on top of your credit with help from the team at Creditrepair.com.

bianca cortez

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  1. January 6, 2021 / 8:38 am

    When I got my first credit card, my father stressed the importance of paying on time and in full each month. Some helpful tips here, thank you for sharing!

  2. Selma
    January 6, 2021 / 1:59 pm

    Thank you for sharing such a accurate and important information

  3. January 6, 2021 / 9:06 pm

    This is a service that can be such a life saver. I waited so long to deal with my credit. Never had a credit card, but I had accounts. Thankful to a service like this that got me on track so that I can start working towards a house.

  4. January 7, 2021 / 8:23 am

    Credit repair!!! Wow, this is amazing, such a great tool and definitely needed. I will check it out.

  5. Selma
    January 8, 2021 / 9:05 am

    Thanks for the share. I love the post

  6. Lilian
    January 8, 2021 / 9:43 am

    Quite informative. I like the way you have broken down this. Its easily digestible. Thanks for sharing.

  7. January 22, 2021 / 9:12 am

    I was never taught credit as a teenager and mine was messed up quick. I am slowly working on fixing it to this day. Worth it though in the long run.

  8. February 12, 2023 / 7:32 pm

    Interesting guide and ideas that everyone can follow through for their credit needs.